thecashkitchen.com website, any
transaction agreement, or any other document previously delivered to you. If there are conflicts
thecashkitchen.com is committed to protecting the privacy of our website visitors' personally
identifiable information ("PII"). This
which your information is used
on this website.
ACKNOWLEDGEMENT AND AGREEMENT
thecashkitchen.com is not intended for use by consumers under the age of 18. By using the
thecashkitchen.com website and participating in
any of the websites infomediary services, you consent and agree to accept the terms of this Privacy
Policy. If you do not agree to
thecashkitchen.com website or
visitors are provided with the
practices. You are encouraged
participate in any of our infomediary
Through this website, we offer a infomediary service that will attempt to connect you with
independent, third-party lenders and
financial service providers who may secure a loan for you. thecashkitchen.com compiles, organizes, and
sends contact information to
lenders on behalf of individual consumers who have affirmatively requested to be contacted by a
representative of a product or
service business. thecashkitchen.com may use third-party affiliates and a variety of advertising
mechanisms to market its website
and/or services to consumers interested in utilizing our services. The operator of this website is a
marketer who is compensated
for their services as described in our marketing
disclosure and does not
endorse or recommend any lender on or through this site. By using thecashkitchen.com, you consent to
our company's use of your
personally identifiable information for these purposes. The owner and operator of thecashkitchen.com
is not a lender, does not
broker loans, and does not make any credit decisions or dictate any loan terms. We offer a
service that will attempt to
connect you with third-party lenders who may offer you a loan. Submitting a loan request on
thecashkitchen.com does not guarantee
that you will be connected with an independent lender or approved for a loan or personal loan.
thecashkitchen.com makes no
warranties, guarantees, or representations that you will be able to qualify for or successfully
obtain a loan.
WHAT INFORMATION IS COLLECTED?
Our Website collects certain Personally Identifiable Information ("PII") when you submit a loan
request or elect to provide PII to
us, such as your name, email address, phone number, address, or social security number. PII includes
any information that can be
used to identify a particular person, including, without limitation first and last name, address,
telephone number, zip code,
social security number, date of birth, driver’s license, and/or email address. Your PII may also be
used to contact you regarding
issues concerning your use of the Website. For record keeping purposes, we will store your PII in a
secure manner and for a
commercially reasonable period of time for record keeping purposes.
Our Website may also collect certain non-PII about you when you visit the Website, including, without
limitation, the type of
browser you are using, the type of operating system you are using, and the domain name of your
Internet service provider. We use
the non-PII that we collect to improve the design and function of the Website and to enable us to
personalize your user
experience. We also may use this information in the aggregate to analyze Website usage.
HOW DO WE USE YOUR INFORMATION?
thecashkitchen.com collects information you affirmatively provide to us on our website. By providing us
with the required information
in our loan request form, you are granting express permission to be contacted by thecashkitchen.com or
our reputable and trusted
network of third party lenders who may secure a loan for you. We may share the contact information
you submit with our trusted
network of independent, third party lenders. thecashkitchen.com may share the basic information you
provide, including your name,
phone, and email address, with one of our business partners or affiliates. An "affiliate company" is
a company under legal
contract with thecashkitchen.com to fulfill certain services.
Information you provide to thecashkitchen.com may be used in one of the following ways, though this list
is not inclusive:
- To connect you with lenders for the express purpose of delivering the product or service you
have requested, such as a short
- To send periodic communications about our products and services and/or the products and services
of one of our trusted
third-parties business partners;
- To improve our customer service and overall website experience for consumers
- Your email will only be shared with our preferred mailing partner for the purpose of sending
third party promotional email communications.
SHARING INFORMATION WITH TRUSTED AFFILIATES
thecashkitchen.com will never sell, trade, or otherwise transfer personally identifiable information to
outside, unaffiliated parties.
We may share the information you provide us with trusted third party lenders in our network,
business partners, and affiliates for
the purposes of operating our website, providing consumers with our infomediary services, or
fulfilling your loan requests.
thecashkitchen.com reserves the right to disclose your personally identifiable information as required
by law and when our company
believes that disclosure is necessary to protect our rights and/or comply with any judicial order or
legal process served on our
THIRD PARTY LINKS
thecashkitchen.com may include, at our discretion, links to other websites belonging to independent,
third parties or products and/or
services of third parties on our website, including the website of the lender you may be connected
with. Please understand that
thecashkitchen.com is not responsible for the privacy practices of third party websites. We strongly
encourage consumers to read the
privacy policies of every website they visit when leaving thecashkitchen.com, including the privacy
practices and terms and
party websites will have
different and independent privacy practices and we have no responsibility or liability for the
content and activities of these
When you use this Website, we may collect certain information by automated or electronic means, using
technologies such as cookies,
pixel tags and web beacons, browser analysis tools, and web server logs. As you use the Website,
your browser communicates with
servers operated by us to coordinate and record the interactivity and fill your requests for
services and information. The
information from cookies and related technology is stored in web server logs and also in web cookies
kept on your computer, which
are then transmitted back to us by your computer. Cookies allow us to recognize you when you return
and track and target your
interests in order to provide a customized experience. They also help us provide a customized
experience and help us to detect
certain kinds of fraud. A "cookie" is a small amount of information that a web server sends to your
browser that stores
information about your account, your preferences, and your use of the Website. Some cookies are
temporary, whereas others may be
configured to last longer. We use persistent cookies for a number of purposes, such as retrieving
certain information you have
previously provided and storing your preferences. Your browser preferences can be modified to accept
or reject all cookies, or
request a notification when a cookie is set.
Pixel tags and web beacons are tiny graphic images placed on website pages or in e-mails that allow
us to determine whether you
have performed specific actions. When you access these pages or open e-mail messages, the pixel tags
and web beacons generate a
notice of that action to us. These tools allow us to measure response to our communications and
improve our website. We collect
many different types of information from cookies and other technologies. For example, we may collect
information regarding your
operating system type, browser type, domain, and other system settings, as well as the language your
system uses and the country
and time zone of your device. We may also collect the Internet Protocol addresses of the device you
use to interact with the
Website. An Internet Protocol address is a unique identifier that a device uses to identify and
communicate with on the Internet.
In many cases, the information we collect using cookies and other tools is used in
non-identifiable ways, without any reference
to PII. For example, we use information we collect about Website users to optimize the
Website and understand its traffic
and usage patterns.
SMS POLICY AND TELEPHONE CONSUMER PROTECTION ACT (TCPA)
You agree that by submitting your information and telephone number on our website, you are providing
express written content and
agree to receive telemarketing calls, auto-dialed calls, pre-recorded calls, text messages ("SMS
Messages"), from us and our
designated third-party advertisers and service providers, including but not limited to thecashkitchen.com.
Your consent is not required
to submit a request or purchase any goods or services. Our website strives to remain in full
compliance with the provisions of
the Telephone Consumer Protection Act (TCPA) and therefore, we do not call, send SMS messages,
or send voicemails to any
consumer without the consumer's prior express consent. You understand that standard data and
messaging rates apply to all
SMS correspondence and that all charges are billed by and payable to your mobile service provider.
You further represent that you
are the owner/authorized user of the wireless device on which messages will be received. SMS message
services are provided on an
AS IS basis and we do not guarantee that your use of the SMS Service will be secure or free of
error. You may opt out of the SMS
Service at any time by replying "STOP" or "OPT-OUT" to the SMS text message you have received or
clicking the Opt-Out link on the
text message you have received. Notwithstanding that your mobile telephone number may be listed on
Federal or State Do-Not-Call
registry, we retain the right to contact you via SMS Messages once you have provided express written
TheCashKitchen SMS ALERTS & REMINDERS SMS TERMS & CONDITIONS
Signup for an SMS alert to receive a one-time message with a secure link to your request and
additional offers. Or you can signup
for SMS Alerts and receive recurring monthly messages with additional offers. To Opt-Out at any
time, text the word STOP to the
short code provided or click the Opt-out link in the message. For help, text the word HELP. Message
and Data Rates May Apply. For
additional support: email@example.com. Based on program Opt-In, you'll receive a one-time text
message or recurring monthly
messages. This service is available on all Supported U.S. Carriers. Messages may be delayed or
undelivered for various factors.
Client, carriers (including, but not limited to, T-Mobile) and any service providers utilized by
Client to send messages are not
liable for delayed or undelivered messages.
"DO NOT TRACK" SIGNALS—CA RESIDENTS
The California Assembly Bill 370 amends the California Online Privacy Protection Act in 2013 and
requires operators of commercial
websites like thecashkitchen.com to disclose the following information: How websites respond to "Do Not
Track" signals; and Whether
third parties collect personally identifiable information (PII) about users when they visit
thecashkitchen.com does not engage in collection of personally identifiable information about consumer's
online activities across
third-party websites or over time. thecashkitchen.com does not honor "do not track" signals. Consumers
who use "do not track" signals
will still have access to our website. thecashkitchen.com never allows third parties to collect
personally identifiable information
about an individual consumer's online activities over time and across different sites when a
consumer uses our website.
CALIFORNIA ONLINE PRIVACY PROTECTION ACT COMPLIANCE
Our website has taken the necessary and substantial steps to remain in full compliance with the
California Online Privacy
Protection Act. Our company does not distribute your personally identifiable information to outside,
unaffiliated parties without
your express, informed consent. California Civil Code Section 1798.83, also known as S.B. 27, allows
California residents to
request certain information regarding our disclosures in the prior calendar year, if any, of
personally identifiable information
to third parties for their own direct marketing purposes. To make such a request, please contact
PROVISIONS FOR CALIFORNIA RESIDENTS
These Provisions for California Residents (“Provisions”) supplement, and do not limit in any
the State of California (“CA Users”). We adopt these Provisions in compliance with the
California Consumer Privacy Act of 2018 (“CCPA”) and other applicable California State
privacy laws. Any terms defined in the CCPA have the same meaning when used in these
Provisions. Users with disabilities who wish to access these Provisions in an alternative
format can contact us by calling us at: 8883614522; emailing us at:
firstname.lastname@example.org; or sending us U.S. mail to:3651 Lindell
Road Suite D1137 Las Vegas, NV 89103 United States
Categories of Information We Collect
We collect information that identifies, relates to, describes, references, is capable of being
associated with, or could reasonably be linked, directly or indirectly, with a particular CA User or
device (“personal information”). In particular, we have collected the following categories of
personal information from CA Users within the last twelve (12) months:
A real name, alias, postal address, unique personal identifier, online identifier,
Internet Protocol address, email address, account name, telephone number, or other
B. Personal information categories listed in the California Customer Records statute
(Cal. Civ. Code § 1798.80(e)).
A name, signature, Social Security number, physical characteristics or description,
postal address, telephone number, passport number, driver's license or State
identification card number, insurance policy number, education, employment, employment
history, bank account number, credit card number, debit card number, or any other
financial information, medical information, or health insurance information. Some
personal information included in this category may overlap with other categories.
C. Protected classification characteristics under California or federal law.
Age (40 years or older), race, color, ancestry, national origin, citizenship, religion or
creed, marital status, medical condition, physical or mental disability, sex (including
gender, gender identity, gender expression, pregnancy or childbirth and related medical
conditions), sexual orientation, veteran or military status, genetic information
(including familial genetic information).
F. Internet or other similar network activity.
Browsing history, search history, information on a User's interaction with a website,
application or advertisement.
I. Professional or employment-related information.
Current or past job history or performance evaluations.
Personal information does not include:
- Publicly available information from government records.
- De-identified or aggregated User information.
- Information excluded from the CCPA's scope, such as:
- health or medical information covered by the Health Insurance Portability and
Accountability Act of 1996 (HIPAA) and the California Confidentiality of Medical
Information Act (CMIA) or clinical trial data;
- personal information covered by certain sector-specific privacy laws, including the Fair
Credit Reporting Act (FRCA), the Gramm-Leach-Bliley Act (GLBA), the California Financial
Information Privacy Act (FIPA), and the Driver's Privacy Protection Act of 1994.
We obtain the categories of personal information for which we indicated “YES” above from the
following categories of sources (with the specific categories of personal information indicated in
- Directly from our CA Users. For example, from online registration forms that our CA Users submit
to us related to the products and/or services that we offer by and through the Site. (Category
A, B, C and I)
- Indirectly from our CA Users. For example, through information we collect from our CA Users in
the course of providing our products and/or services to them. (Category A, B, C, F and I)
- Directly and indirectly from activity on the Site. This includes the type of browser that you
use (e.g., Safari, Chrome, Internet Explorer), your IP address, the type of operating system
that you use (e.g., Windows or iOS) and the domain name of your Internet Service Provider.
In addition, we obtain certain Site usage details and analytics as
same are collected automatically by us and our third party partners, such as Google® and
Hotjar®. (Category F)
- When our CA Users interact with us on our social media accounts, including commenting on and/or
liking our posts. (Category F)
- Directly from CA Users via online registration forms that our CA Users submit to us in order to
enter a promotion or sweepstakes featured on the Site. (Category A, B, C and I)
- From third-parties that interact with us in connection with the products and/or services that we
offer to our CA Users. For example, third party entities that assist us in sending direct and
electronic mail, removing duplicate information from CA User lists, analyzing data and providing
marketing analysis. (Category A, B, C and I)
- From third-party data brokers or aggregators. (Category A, B, C and I)
- From publicly availably sources, such as Internet search engines. (Category A, B, C and I)
You can request access to the specific info we have about you by sending an email with the subject
line "CCPA Right to Know" to email@example.com. After we verify who you are, we'll send you your info in
electronic format that makes it easy for you to send to other companies.
You can request we delete your info by sending an email with the Subject Line "CCPA Right to Delete"
to firstname.lastname@example.org. Please list what info you'd like us to delete, using the categories listed in the
section above. After we verify who you are, we'll delete and confirm deletion of your info.
CHILDREN'S ONLINE PRIVACY PROTECTION ACT COMPLIANCE
thecashkitchen.com is not intended for use by individuals under the age of 18. We are in compliance with
the requirements of the
Children's Online Privacy Protection Act (COPPA) and we do not knowingly collect any information
from anyone under 13 years of
age. Our website, products and services are directed to people who are at least 18 years of age and
older. When notified of a user
who is not over the age of 18, our company will take immediate remedial measures to remove that
individual from our user
HOW IS THE INFORMATION I PROVIDE TO YOU PROTECTED?
thecashkitchen.com is serious about protecting consumer information and we have implemented a variety of
security technologies and
procedures to protect your personal information from unauthorized access, use, or disclosure. These
include the use of firewalls
and 256-bit Secure Sockets Layer (SSL) protection. In the event of a security breach,
thecashkitchen.com will promptly notify any
effected consumers in a timely manner while taking all immediate and reasonable actions to remedy
the breach. Despite our diligent
protective measures and security technologies, the internet is never "security-proof" and therefore,
we disclaim any liability for
any injury due to a security breach that compromises your personal information.
CONFIDENTIALITY AND SECURITY
thecashkitchen.com restricts access to nonpublic, personal information about you to those employees who
must know that information to
provide products and/or services to consumers. We maintain physical, electronic and procedural
safeguards that comply with federal
standards to guard your nonpublic personal information against unauthorized access or use.
Preserving the accuracy of your
information is a shared responsibility and we ask consumers to provide our company with any update
to your records when you notify
us of a change. Please contact us when information concerning you changes.
OPT-IN / OPT-OUT AND UNSUBSCRIBE
thecashkitchen.com, our affiliates, and our network of trusted lenders may contact you to promote and
offer products and services that
may be of interest to you. Consumers who requested to be contacted through our website's online
forms or through any Opt-in
process of our business partners and/or affiliates may be contacted via e-mail or telephone. If you
do not wish to receive these
emails, telephone solicitations, or other forms of contact from our company or affiliates partners,
you may unsubscribe or opt-out
at anytime, no questions asked, by visiting our Unsubscribe Page. You may also Unsubscribe by sending us an
email at email@example.com, with the words
"Unsubscribe" or "Opt-Out" in the
subject line to opt-out from receiving future communications.
After we receive this information, we will locate the contact information you had provided to our
company and will immediately
remove it from our database and mailing lists.
GRAMM LEACH BLILEY ACT COMPLIANCE
defined under the
Gramm-Leach-Bliley Act, 15 U.S.C. 6802 (the "GLB Act"). If you would like to opt-out from the
disclosure of your personally
identifiable information to any third-party for advertising or marketing purposes, please
unsubscribe by following the steps
provided above in our "Opt-in/Opt-Out and Unsubscribe" section above.