Please remember that thecashkitchen.com is not a lender and does not provide lending services directly
to consumers. Submitting your registration through thecashkitchen.com, incurs absolutely no cost. We
are paid by the Participating Lenders or network of Participating Lenders to whom we referred you
for each potential customer referral. Even if you turn down the loan or exit the process at any
time, our service remains FREE of charge to you.
The Truth in Lending Act requires that the Participating Lender with whom you are connected discloses
all loan fees and interest rates that you will incur if you accept the terms of the loan. Thus, your
lender will provide to you before you are asked to sign the loan documents, a document that provides
a full disclosure of all fees and rates pertaining to the loan being offered by the Participating
Lender. Please review the fee and rate information provided to you thoroughly and completely before
agreeing to the terms of the loan. You are under no obligation to accept these terms. If you decide
the loan terms with the Participating Lender has given to you are acceptable, the lender will direct
you as to how to e-sign for your loan. If you decide they are not acceptable, you may exit the
process at any time with no penalties or payment of any type.
The loan fees and interest rates are determined solely by your lender, with specific amounts
determined based upon the information you submitted. thecashkitchen.com has no bearing on the
determination of these fee amounts and interest rates. You are under no obligation to continue with
the loan process if you find these terms are unsuitable.
Participating Lender’s Interest rates.
The loan fees and interest rates are determined solely by the Participating Lender, with specific
amounts determined based upon the information you submitted. thecashkitchen.com has no input on the
amount of fees charged to your or the interest rate provided by the Participating Lender. Again, you
are under no obligation to continue with the process if, at any time before signing the loan
documents, you find the Participating Lender’s terms unacceptable.
Interest rates charged by the Participating Lender are generally higher than a traditional loan for a
similar amount issued by a bank or credit institution. However, bank loan requirements and terms are
often much more stringent, and are not available as quickly as a payday or personal loan loan. With
our Participating Lenders, you usually receive your funds within 1 business day of signing the loan
documents. You will never be charged any fees by thecashkitchen.com.
Late Payment Policy:
Each Participating Lenders has their own policies pertaining to late payments. The Participating
Lender’s policy, including the additional charges you will incur, is detailed in the loan documents
provided to you by your Participating Lender before you are requested to e-sign the loan. Once you
have signed the Participating Lenders loan documents, you will be expected to understand and abide
by the loan terms including the additional charges and/or interest if your repayment is late. If you
are not able to make the payments timely, please contact your Participating Lending as soon as you
are aware the loan will be late and work with them, but remember additional fees and interest may
Failure to Pay / Non-Payment Policy:
Additional fees, and charges by The Lender may apply to you in the event that you do not repay your
loan. Please remember that refusal or failure to pay may result in legal action against you by The
Lender in an attempt to collect the loan amount, interest and costs of collections.
It’s important to remember that thecashkitchen.com is not a lender and does not provide lending services
directly to consumers.
Loan Renewal Policy:
Loan renewal policies are largely governed by State statute. In states where rollovers or extensions
are allowed, interest rates, and late fees may be added to the original loan amount and that can
result in a substantial increase to the amount you will be required to payback. Again, be sure to
read the Participating Lenders loan terms in carefully and thoroughly before signing the initial