LAST REVISED: January 1, 2017
accessing and using the website, you accept and agree, without limitation, to the following
should not access or use the website. It is your responsibility and you are encouraged to
participate in any of the website's services.
By using thecashkitchen.com, you affirm that you are over the age of 18 and that you are able to form a
binding, legal contract. thecashkitchen.com is not intended for use by consumers under the age of 18.
You agree not to use the website for any purpose that is unlawful or prohibited by these Terms of
thecashkitchen.com provides an infomediary service that will attempt to connect you with third party
lenders and we do not charge you a fee for the use of our website or services. Our website is free
to use. However, the owner of this website has a financial connection to the providers of the goods
and services referred to on the website. The owner may receive payment for each qualified sale or
payment for each potential customer referral.
THIRD PARTY CONTENT AND LINKS TO THIRD PARTY WEBSITES
thecashkitchen.com may, from time to time, (i) link to other sites that we feel may be useful to you,
and (ii) post content to our website that is supplied by third parties, including independent third
party lenders (collectively "Third Party Content"). Third Party Content is not under the control of
thecashkitchen.com. thecashkitchen.com makes no claim or representation regarding, and accepts no
responsibility for, the quality, content, nature or reliability of Third Party Content, any services
accessible by hyperlink or referred from our website, links contained in any Third Party Content, or
any review, changes, or updates to a third party website or for third party websites that link to
our website. Any opinions, advice, statements, services, offers, or other information or content
expressed or made available by third parties in Third Party Content are those of the respective
authors or distributors and not of thecashkitchen.com. The existence of such third party links should
not be considered an endorsement or recommendation of those websites or any products and/or services
offered on those websites. It is important to note that once a consumer leaves our website, these
All information, materials, images, photographs, articles, functions, text, and other content
provided by or on behalf of thecashkitchen.com on this website (collectively, "website content") are
the sole property of thecashkitchen.com. The website and all of its content and the selection and
arrangement thereof, are protected under the copyright laws and other intellectual property laws of
the United States. thecashkitchen.com reserves all rights, in and to the website and the website
content. Unless otherwise noted, the thecashkitchen.com name and all other trademarks, service marks,
trade names, logos or other designations of source displayed on the website are the property of
thecashkitchen.com, its affiliates, or licensors. You may not distribute, display, or disseminate any
such documents, pages, images, materials or content without the prior, express written consent of
thecashkitchen.com. Nothing contained on this website shall be construed as conferring any right or
license under any trademark, copyright, or other intellectual property right. Any unauthorized use
of this website or any of the website content will terminate the permission or license granted
herein and may violate applicable copyright and intellectual property law. You will not alter,
adapt, or otherwise modify any part of the website or website content.
YOU AGREE TO INDEMNIFY, DEFEND, AND HOLD HARMLESS thecashkitchen.com, ITS AFFILIATES, LICENSORS, AND
BUSINESS PARTNERS, INCLUDING WITHOUT LIMITATION, thecashkitchen.com'S SERVICE PROVIDERS, NETWORK OF
LENDERS, AND BANKS, AND THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, AGENTS AND REPRESENTATIVES
FROM AND AGAINST ALL LOSSES, EXPENSES, DAMAGES AND COSTS, INCLUDING REASONABLE ATTORNEYS' FEES, FOR
ANY CLAIMS, CAUSES OF ACTIONS, PROCEDURES OR ALLEGATIONS ARISING OUT OF OR RELATING TO ANY VIOLATION
OF THESE TERMS, YOUR USE OF THE WEBSITE, WEBSITE CONTENT OR USER CONTENT (INCLUDING BUT NOT LIMITED
TO INFRINGEMENT OF THIRD PARTIES' WORLDWIDE INTELLECTUAL PROPERTY RIGHTS OR NEGLIGENT OR WRONGFUL
CONDUCT) BY YOU OR ANY OTHER PERSON ACCESSING THE WEBSITE ON YOUR BEHALF. thecashkitchen.com RESERVES
THE RIGHT, AT ITS OWN EXPENSE, TO ASSUME THE EXCLUSIVE DEFENSE AND CONTROL OF ANY MATTER OTHERWISE
SUBJECT TO DEFENSE BY YOU.
DISCLAIMER OF WARRANTIES
thecashkitchen.com UTILIZES REASONABLE EFFORTS TO ENSURE THE INFORMATION PRESENTED ON THIS WEBSITE IS
ACCURATE, BUT CANNOT GUARANTEE SUCH ACCURACY. THE WEBSITE, THE WEBSITE CONTENT, AND USER CONTENT ARE
MADE AVAILABLE "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED
INCLUDING, WITHOUT LIMITATION, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR
PURPOSE, TITLE, ACCURACY, NON-INFRINGEMENT OR ENJOYMENT. WE MAKE NO GUARANTEE THAT THE WEBSITE
CONTENT OR USER CONTENT ON THE WEBSITE IS UP-TO-DATE, ACCURATE, OR COMPLETE, AND YOU SHOULD NOT RELY
ON THE WEBSITE FOR ANY DECISION OR TO TAKE ANY ACTION. WE HEREBY DISCLAIM ANY WARRANTY THAT THE
WEBSITE CONTENT OR USER CONTENT ON THE WEBSITE WILL BE FREE OF INTERRUPTION, FREE OF ERRORS, OR THAT
THE WEBSITE IS FREE OF VIRUSES, WORMS, TROJAN HORSES, OR OTHER CODE THAT MANIFEST CONTAMINATING OR
LIMITATION OF LIABILITY
UNDER NO CIRCUMSTANCES SHALL thecashkitchen.com, ITS AFFILIATES, BUSINESS PARTNERS, AND/OR ANY OTHER
PARTIES INVOLVED IN DEVELOPING, PRODUCING, OR DELIVERING THIS WEBSITE SHALL BE HELD LIABLE FOR ANY
DIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, INDIRECT, PUNITIVE DAMAGES, OR ATTORNEY'S FEES ARISING
OUT OF A CONSUMER'S ACCESS TO, OR USE OF, THIS WEBSITE. YOUR SOLE AND EXCLUSIVE REMEDY AND
thecashkitchen.com'S SOLE AND EXCLUSIVE LIABILITY TO YOU FOR ANY REASON SHALL BE FOR YOU TO DISCONTINUE
YOUR ACCESS TO OR USE OF THE WEBSITE. THE FOREGOING LIMITATION OF LIABILITY SHALL APPLY TO THE
FULLEST EXTENT PERMITTED BY LAW IN THE APPLICABLE JURISDICTION.
COMPLIANCE WITH APPLICABLE LAWS
You agree to comply with all applicable federal, state, and local laws, regulations and rules that
apply to your activities when using the website. thecashkitchen.com reserves the right to terminate any
account with respect to this website and to prevent your use of the website if such account is used
discretion, report actual or perceived violations of law to law enforcement or appropriate
LOAN REQUEST ACCEPTANCE POLICY
Your receipt of an order confirmation does not signify any acceptance of your loan request, nor does
it constitute confirmation of any offer to fund. thecashkitchen.com reserves the right at any time to
accept or decline your loan request for any reason or no reason at all. thecashkitchen.com may require
additional verifications or information before accepting any loan request. Our website is not
responsible for requests that cannot be funded or unsuccessful funding requests arising from an
applicant's ineligibility to qualify for funding.
website after such a modification will constitute your acceptance of, and your agreement to, any new
or amended terms and conditions. These Terms govern your current visit to the website, not any
future visit. As your next visit to the website may be governed by different terms posted at this
page and you should review the terms on this page each time that you visit the website.
is held unlawful, void, or unenforceable, that provision is deemed severable from these Terms and
does not affect the validity and enforceability of any remaining provisions. The headings used in
interpretation hereof or thereof.
NO WAIVER OF TERMS
waiver of such or any future provision.
LAW AND VENUE
thecashkitchen.com's rights and duties, shall be construed in accordance with the laws of the State of
Nevada, except for any conflict or choice of law principle thereof that would lead to the
application of another jurisdiction's laws to the rights and duties of the parties. You and
thecashkitchen.com consent to exclusive jurisdiction and venue in the federal and state courts sitting
in Clark County, Nevada.
USE OF thecashkitchen.com
thecashkitchen.com reserves the right, its sole discretion, to restrict, in whole or in part, your use
of the website, any website content, and any third party's user content at any time with or without
notice for any or no reason.
thecashkitchen.com makes no representations that the website is appropriate or available for use in
locations outside of the United States. By offering this website and its content, no distribution or
solicitation is made by thecashkitchen.com to any person to use the website or its content in any
jurisdiction where the provision of this website is prohibited by law. You affirmatively agree to
obey all federal, state, and local laws, regulations, and rules that apply to your activities when
you use the website. All rights not expressly granted are reserved to thecashkitchen.com.
If you have any dispute concerning any aspect of these Terms of Website Use, the Website, or
any of our services, you agree to submit your dispute for resolution by arbitration before the
American Arbitration Association ("AAA") in the county where you live by filing a Demand
for Arbitration. The arbitrator will have exclusive authority to resolve any dispute including any
claim that all or any part of these Terms of Website Use are unenforceable.
Opt-Out of Arbitration/Class Action Waiver. The Terms & Conditions do not constitute a
waiver of any of your rights and remedies to pursue a claim individually and not as a class
action in binding arbitration as provided above. This provision preventing you from bringing,
joining or participating in class action lawsuits is an independent agreement. You may opt-out
of these Dispute Resolution Provisions by providing written notice of your decision within
thirty (30) days of the date that you first register on the thecashkitchen.com Website.
YOU ACKNOWLEDGE AND AGREE THAT, VIA YOUR ACCEPTANCE OF THESE
DISPUTE RESOLUTION PROVISIONS, YOU WAIVE ANY RIGHT TO A JURY TRIAL,
AS WELL AS YOUR RIGHT TO BRING, JOIN OR PARTICIPATE AS A PLAINTIFF OR A
CLASS MEMBER IN A CLASS ACTION SUIT OR MULTI-PARTY ARBITRATION
BROUGHT AGAINST US, ANY PERSON RELATED TO US OR A SERVICE PROVIDER
USED BY US TO PROVIDE THE SERVICE.
If you have any questions regarding these Terms, you may contact us here.
CONSENT FOR ELECTRONIC SIGNATURES, RECORDS, AND DISCLOSURES
You are submitting a request to be connected with independent, third party lenders ("Third Party").
In order to offer you services, these independent, third party lenders need your consent to use and
accept electronic signatures, records, and disclosures ("E-Consent"). This disclosure notifies you
of your rights when receiving electronic disclosures, notices, and information. By clicking on the
link consenting to our terms, you acknowledge that you received this E-Consent and that you consent
to conduct transactions using electronic signatures, electronic disclosures, electronic records, and
electronic contract documents ("Disclosures").
OPTION FOR PAPER OR NON-ELECTRONIC RECORDS
You may request any Disclosures in paper copy by contacting the independent, third party lenders
directly. They will provide paper copies at no charge and will likely retain all Disclosures as
applicable law requires.
SCOPE OF CONSENT
This E-Consent applies to all interactions online concerning you and the independent, third party
lenders and includes those interactions engaged in on any mobile device, including, smart-phones and
tablets. By exercising this E-Consent, the third party may process your information and interact
during all online interactions with you electronically. The third party may also send you notices
electronically related to its interactions and transactions.
CONSENTING TO DO BUSINESS ELECTRONICALLY
Before you decide to do business electronically with a third party lender, you should consider
whether you have the required hardware and software capabilities described below.
HARDWARE AND SOFTWARE REQUIREMENTS
To access and retain the Disclosures electronically, you may need to use the following computer
software and hardware: A PC or MAC compatible computer or other device capable of accessing the
Internet, access to an e-mail account, and an Internet Browser software program that supports at
least 128-bit encryption, such as Microsoft® Internet Explorer, or Mozilla Firefox®. To read some
documents, you may need a PDF file reader like Adobe®. You may need a printer or a long-term storage
device, such as your computer's disk drive, to retain a copy of the Disclosures for future
reference. You may send any questions regarding the hardware and software requirements directly to
the third party lender.
Your E-Consent for our infomediary services and for our third party's consideration of your request
cannot be withdrawn because it is a one-time transaction. If you are connected with one or more
independent, third party lenders, you are free to withdraw your E-Consent with those lenders at any
time and at no charge. If you decide to withdraw this E-Consent, the legal effectiveness, validity,
and enforceability of prior electronic disclosures will not be affected.
CHANGES TO YOUR CONTACT INFORMATION
You should keep any independent, third party lenders you may be connected with informed of any change
in your electronic address or mailing address. You may update such information by logging into the
third party's website or by sending the third party a written update by mail.
BY CLICKING THE LINK, YOU ACKNOWLEDGE YOU HAVE READ THIS INFORMATION ABOUT ELECTRONIC SIGNATURES,
RECORDS, DISCLOSURES, AND DOING BUSINESS ELECTRONICALLY AND CONSENT TO THESE TERMS. YOU ACKNOWLEDGE
THAT YOU CAN ACCESS THE DISCLOSURES IN THE DESIGNATED FORMATS AS DESCRIBED ABOVE. YOU CONSENT TO
USING ELECTRONIC SIGNATURES, HAVING ALL DISCLOSURES PROVIDED OR MADE AVAILABLE TO YOU IN ELECTRONIC
FORM AND TO DOING BUSINESS WITH ANY THIRD PARTIES, INCLUDING INDEPENDENT THIRD PARTY LENDERS,
ELECTRONICALLY. YOU ACKNOWLEDGE THAT YOU MAY REQUEST A PAPER COPY OF THE ELECTRONIC RECORDS AND
DISCLOSURES, WHICH WILL BE PROVIDED TO YOU AT NO CHARGE. IF YOU REFRAIN FROM PROCEEDING THEN YOU
NEITHER WISH TO USE ELECTRONIC SIGNATURES NOR CONDUCT THIS TRANSACTION ELECTRONICALLY. YOU ALSO
ACKNOWLEDGE THAT YOUR CONSENT TO ELECTRONIC DISCLOSURES IS REQUIRED TO RECEIVE SERVICES FROM THIRD
PARTY LENDERS OVER THE INTERNET.